Those FREE Accident and Disability insurance coverage that came with your credit card account, are they for real? or theres some hidden terms and condition that I do not know of?
I receive these kinds of mailers all the time, asking me to fill up the form for the free coverage, and that it is a promotion with the Credit Card bank. I wonder if theres any gimmick / trick behind such a package. Anyone?
All these years, I have never ever submitted any of these form for the free coverage. Recently, I received one again and was wondering if I may be missing out on some real good deal all these years! So, if anyone has tried this, care to share with us if theres any terms and condition that we are not aware of?
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